Terms & Conditions
Effective Date: May 1st, 2025
Welcome to Prosper Advisers (“we,” “our,” or “us”), managed by Christopher Schroeder, license insurance agent, NPN # 21418065. These Terms and Conditions govern your use of our website located at https://www.prosperadvisers.com and any services offered through the site, including consultations, quotes, policy information, and communication with licensed life and health insurance agents.
1. Acceptance of Terms
By accessing this website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, do not use the site.
2. Insurance Disclaimer
We are licensed insurance agents providing life and health insurance services. Nothing on this website constitutes a guarantee of coverage or policy issuance. All coverage is subject to underwriting, eligibility, and carrier terms.
3. No Legal or Tax Advice
Information provided through this site is for general informational purposes only. We do not offer legal or tax advice. You should consult your attorney or tax advisor regarding your specific situation.
4. Use of Website
You agree not to misuse this website. Prohibited actions include:
Attempting to gain unauthorized access to data or systems
Transmitting harmful code or spam
Misrepresenting your identity or information
5. Privacy
We respect your privacy. Our use of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.
6. Intellectual Property
All website content, including text, logos, and images, is the property of [Your Business Name] or its licensors and is protected by copyright and trademark laws. You may not reproduce or distribute content without express written consent.
7. Third-Party Links
We may provide links to third-party websites for convenience. We are not responsible for the content, accuracy, or security of any external sites.
8. Limitation of Liability
To the fullest extent permitted by law, Prosper Advisers shall not be liable for any damages arising from your use of or inability to use this website, including any loss of data or profits.
9. No Guarantee of Results
Outcomes related to insurance applications or coverage cannot be guaranteed. Each situation is unique, and carrier decisions are final.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of the state of Texas, without regard to its conflict of law principles.
11. Changes to Terms
We reserve the right to modify these Terms at any time. Updates will be posted on this page with an updated effective date. Continued use of the site constitutes acceptance of any changes.
12. Contact Us
If you have questions about these Terms, contact us at:
Prosper Advisers
5614 W Grand Pkwy S
Ste 102-194
Richmond, TX 77406